BIRMINGHAM, Ala. (CN) – A class action claims Alternative Debt Portfolios took monthly payments for time shares and vacation exchange clubs but knew the contracts were “bogus” because the customers were not enrolled in any such programs.
Lead plaintiff Susan Morgan says she tried to get a time share and was told she was not enrolled in any such program. Morgan says she had paid monthly fees to Alternative Debt Portfolios for more than 2 years and she believed she had accumulated enough points for a vacation.
In her complaint in Jefferson County Court, Morgan says the membership “scam” prompted the Indiana Attorney General to sue on behalf of Indiana consumers. Vacation Resorts Management, which sold the contract to Morgan and then assigned the contracts to ADP, was sued for misrepresenting terms of the contracts, and ADP knew the contracts were bogus, according to the complaint.
Morgan says she was forced to close her bank account to stop the illegal deductions, and ADP still refused to refund her money. She demands class damages for breach of contract, negligence and fraudulent suppression and concealment. She is represented by R. Brent Irby.